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Boat Loans for Wake Boats, Surf Boats, and Used Boats

Your dream boat is just one step away.
Apply Now

Wakr has partnered with Float Finance and Vantage Recreational Finance to provide boat loans to our members.

Wakr helps riders explore boat loans and boat financing options for wake boats, surf boats, and other recreational boats. Whether you're shopping for a new wake boat, comparing financing options for a used surf boat, or trying to understand boat loan rates before you commit, Wakr helps you take the next step with more confidence.
  • Just 3-4 business days from application to funding
  • Flexible terms—compare options that fit your budget
  • Expert support from boat lovers like you

Not sure what your payment might look like? Use our boat loan calculator to estimate monthly payments first.

Estimate Your Monthly Boat Payment

Use our boat loan calculator to estimate payments for a wake boat, surf boat, or used boat before you apply. Compare loan amount, down payment, interest rate, and loan term to see what may fit your budget.
Sample Estimate
  • Boat loan: $35,000
  • Down payment: 10%
  • Term: 10 years
  • Interest rate: 6.5%
Estimated payment: $358/mo

Actual payments, rates, and terms may vary based on credit approval, lender terms, loan amount, down payment, and other factors.

What should I expect when applying for financing?

01

Submit an application

Once we have received your application a loan advisor will reach out to you shortly, and confirm loan details before submitting.
02

Review Options

Once approved, our loan consultants will present you with loan terms.
03

Sign!

Sign the closing documents and get ready to pick up your boat.
04

Get Out On the Water

We'll handle the rest, including all of the meticulous titling and DMV work for you.

FAQs